Who we are

Singapore’s longest established bank, we’ve been helping people and businesses get what they want from life since 1932. How? By taking the time to truly understand people. From there, we provide support, services, solutions, and career paths that meet their individual needs and desires. Today, we’re on a journey of transformation. Embracing technology and creativity to become a future-ready learning organisation. But for all that change, our purpose remains: to enable people and communities to realise their aspirations.

And so, whether you want to innovate needs-based financial services, work in friendly, supportive teams, build lasting value in your community, help people grow their assets, business, and investments, take your learning as far as you can, or simply enjoy a vibrant, future-ready career. Your Opportunity Starts Here.

What we offer

Competitive internship allowance. A suite of holistic, flexible benefits to suit every lifestyle. Community initiatives. Industry-leading learning and professional development opportunities. Equal opportunity. Fair employment. Selection based on ability and fit with our culture and values. Your wellbeing, growth, and aspirations are every bit as cared for as the needs of our customers.

Why Join

Play a key role in driving business growth and customer satisfaction in the commercial banking sector. As a Commercial Banking Intern, you'll be responsible for supporting the sales and lending teams in prospecting customers, submitting loan applications, and managing the loan disbursement process. You'll have the opportunity to develop your skills in areas such as customer prospecting, loan submission, and market research.

How you succeed

To excel in this role, you'll need to be a strong communicator, both verbally and in writing, with the ability to work effectively with customers, sales teams, and other stakeholders. You'll need to be detail-oriented, with a strong analytical mindset, and the ability to work in a fast-paced and dynamic environment.

What you do

Your responsibilities will include:

• Prospecting of customers: listening to Business Development Managers (BDMs) on their prospecting and customer conversations across various teams

• Submission of loan application: reading and basic understanding of financials, loan submission process, and mitigating weakness of cases

• Post approval: preparation of loan acceptance documents, site visits with BDMs, and loan presentation and sign down process

• Loan disbursement: preparation and submission of loan disbursement documents

• Market Research: conducting market research to identify new business opportunities

• Process improvement: relooking at existing processes and making recommendations on changes to improve processes and efficiency

In addition to the above program, you will be expected to assist with some administrative duties, including:

• Working closely with EMB Team Leaders in capturing and preparation of information for different products and sale campaigns

• Assisting in the Lending Business unit in preparation of daily loans reports and monitoring of completion of deviations by BDMs

• Supporting the bank sustainability effort in Greening of CPLs through re-assessment of SMEEA for new CPLs acquired 12 months ago and re-greening of CPLs that was acquired previously

• Covering of Lending support duties when they are on leave/MC

Who you work with

Global Commercial Banking serves the entire spectrum of customer segments, from large corporations to government entities and SMEs. We offer simple, convenient, innovative solutions that take care of everything from cash management to trade finance. Our team is passionate about finding and growing opportunity for customers, our people, and our business.

Who you are

• A degree or masters in a relevant field

• Good analytical and presentation skills

• Good MS Office knowledge

• Strong communication and interpersonal skills

• Ability to work in a fast-paced and dynamic environment

Learning Objectives

This role will provide you with:

• Prospecting of customers: listening to BDMs on their prospecting and customer conversations across various teams

• Submission of loan application: reading and basic understanding of financials, loan submission process, and mitigating weakness of cases

• Post approval: preparation of loan acceptance documents, site visits with BDMs, and loan presentation and sign down process

• Loan disbursement: preparation and submission of loan disbursement documents

• Market Research: conducting market research to identify new business opportunities

• Process improvement: relooking at existing processes and making recommendations on changes to improve processes and efficiency